Writing From the Heart: Question #15 (Time or Money?)

time or money question_marcandangel blog

Alright, people. I’m back with the Writing From the Heart blog post series! It’s time to put your thinking caps on ;)

You may have noticed that a lot of guest posts have been going up on Your Daily Dose lately. Life’s been hectic, I’ve grown quite un-fond of computer screens, and … well, I’ve had a bit of blogger’s block to top it all off.

But I feel like it’s during these times when life just seems to be passing by in a tired blur that we have to refocus and re-spark our love for life! So as I was scrolling through some inspirational questions for this post, my eye landed on this one: Time or money?

I feel like most people’s gut reaction would be to say: “Time!”

I know that for me, it is. That’s because I have spent much of my life without time — and when I say “time”, I mean time outside of work and school. It was only a few months ago that my life finally consisted of having just one full-time job. That’s it. No school. No second or third part-time job. Free evenings. Free weekends.

I just didn’t know what to do with myself.

Well, I quickly figured it out. After the first Saturday of sitting on the couch staring at the TV and asking myself if there was some work that I should be doing, I smacked myself across the face and yelled: “There is no work to do! Enjoy your free time!” (I think this conversation was happening in my head).

Once it had sunk in, I started going all out. I could pick up some hobbies! Singing! Playing guitar! Writing! I had time for it all! I could visit my friends and family more often! I could sit on the couch on Sunday and watch football all day! I could also just *gasp* do nothing at all! My God, this was what I had been missing out on all these years. This was how other people were living.

Now, that may sound like the conclusion of the story, but alas, it is not. During this time of activity and exuberance, I had still thought about getting a part-time job to be able to pay off my student loan faster and save more for the future. I just couldn’t bring myself to do it after having gotten a taste of the good life. But while I by no means consider myself to be a greedy, materialistic person, I do recognize that there are certain things that could add to the quality of my life right now that do require money over time.

So, I don’t know. Maybe the question isn’t so easy to answer. Maybe now is (still) the time to put in that extra work in order for me to feel more settled and secure a little ways down the road. And to also be able to continue going on trips around the world and drinking fine scotch guilt-free! Those things make me happy too ;)

Take a few minutes to ask yourself: Time or money? Write a post about it, share it in the comment box below, or just keep it to yourself ;)

- Cafe

Photo Credit: Question 15

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82 thoughts on “Writing From the Heart: Question #15 (Time or Money?)

  1. You made me laugh to picture you on the couch like that – slap in the face! :) You’re so right, though. so, so right. Time, definitely. time.

    • Hehe =P

      Amen to that! Especially as this year draws to a close, I think about how precious time really is.

      Have a happy New Year’s, Noeleen! All the best to you and your loved ones xoxo

  2. Funny I should come across this post today, its one of those moments where you feel why certain things had been happening in a way. May be it was all to let myself come across this question and answer it truly. I think I needed the answer to help find a little more of myself.
    I just got into University and certain evens enfolded as to make me question my priorities as I had been setting them since high school. You know the stage, where it feels like the only thing keeping you from life and happiness is money.
    But as I said, I witnessed certain events, talked to certain people in my profession (medicine) that made me ask myself-at the end of my life, would I be better off prioritizing time over money or money over time. So many times they seem entwined, and mostly they ARE interlinked, but what of those few times when they are like a fork, both going in opposite directions? What would you choose then? Maybe, like you said most would choose time straight off, but there can arise situations where the choices are harder. At those times you have to make circumstantial choices.
    Having said all that, I will now just add that when I woke up this morning, I glanced at a childhood picture of mine (which I my mom had framed and gifted me this 25th) and I realized the true meaning of the old saying, “Life is too short not to smile”. So, I choose time now when I seem to have it, then wait for when I am older and am running out of it!

    P.S. if you actually took out the time to read this all, then thank you. Stay blessed!

    • Of course! I read each and every comment that is left on this blog (and if I ever don’t it’s because I’ve somehow missed it). But people’s thoughts and feedback on my posts are very important to me so thanks so much for taking the time to share your thoughts here! :)

      I definitely agree that in certain circumstances you may not have the luxury of choosing time, even if you prioritize it over making money. We’re not all that fortunate to always have that option.

      We know ourselves and our own situations best, and as long as we are being true and honest with ourselves, I don’t think we can regret our decisions!

  3. I look forward to reading this series “Writing from the Heart”…ironic…that I mentioned this on your post about what you have gotten out of blogging :-)

    Your question posed here is poignant. I think you are quite young since you mention just getting out of school. My answer to you…from my experience…is if you find something you love or are passionate about…don’t be afraid of poverty. And, don’t be fooled into thinking that money will enable you to buy time down the road…soon you will be too old to use that time or worse yet…you won’t have any idea how to use free time because all you have done was work to acquire money.

    Philosophically…I believe money, debt…the loan…is a fallacy…and one of mankind’s worst inventions. I have written a bit about it…but let me ask you this. What other living creature on Earth relies on money…or credit…or debt? We have made life so difficult…put chains on our own ankles…compared to the freedom of a bird…a dolphin…an Orca. The true currency…is our energy. Money, credit, debt…has been used as a means to exploit people…so easy for a few to accumulate…money makes money….the rich get richer…and most of us spend out time making a few rich.

    I can imagine a world where mankind cooperated to put more worth on free time than work…it could be done…all that we have created has nothing to do with money…money didn’t create anything we see that is manmade…it was the brain and the hand and our energy that creates all man-made things…but alas…we put ourselves in chains…and thus…one must chose…between making money…or having more time perhaps living in poverty…few can achieve both time and money…there is a price to the decision…no middle ground.

    • Well, depends on your definition of young! Haha, I’m 30 right now. I did graduate a little later than most people my age, but that was about 3 years ago I think, from my Master’s program.

      Debt is pretty sinister. And to go along with it is the non-stop marketing and lure of consumption that is always being thrown in our face. It’s so hard to resist for many, and there’s always justifications as to why we need the things we do! So again, as I said in my other comment, there needs to be more education for sure. Even better would be an overhaul of what our society tells people to value, but what would that take???

      • 30…your an old hen…you look younger…lol…just kidding…well…yes…debt is dangerous…the access plays upon our yearning to live life…I was quite educated…graduate program finance and worked in finance…but it was my love of living…traveling…eating in nice places…golf…blah blah blah…oh…and divorce (ouch)…and another woman (ouch)…that took me to the depths hell…lol…and now I have to dig myself out:) Happy next revolution around the sun old hen….:-)

        • LOL, old hen!! Oh, yeah, I definitely look younger. Everyone says so =P

          Ah, I see what happened. Well, I wish you the best of luck in the dig. I’m sure it’s been difficult at times but you sound like a fighter :)

  4. I have to agree with you on time being more important. I remember having similar feelings to you when I first graduated from college and was sitting at home with nothing to do…it was weird to be able to watch TV or go out without feeling guilty about procrastinating on homework. After a couple of weeks I got a full time grown up job though and didn’t quite my part time job since they had very different hours….glad that I did since it did help me to pay off my student loans…but of course I once again sacrificed my free time. Oh well.

    • I guess sometimes we gotta do what we gotta do. There’s a difference between forgoing some extra dollars and sacrificing some of the frills in life in order to have more time versus forgoing the dollars and not being able to make ends meet or pay off the bills.

      So do you still work the full-time/part-time schedule?

    • Errmmm, well, “Time is money” is the old adage. Are they just saying time is valuable? Or literally that you’re getting paid by the hour so better be productive?

      “Money is time” on the other hand .. Well, as Ren and I were chatting about it, getting paid more per hour might enable a person to not have to work so much to make ends meet. You can buy time in that sense. I’ve definitely experienced that myself!

      • I’m sure if we put our heads together we can figure this out. (Oops! Move your head a little; I can’t see now.) On the one hand, I can get paid by the hour, so clearly (as the old saying goes) time = money (which is probably why the old saying says that). But on the other hand, I can buy minutes for my phone or rent a movie (or a room (or a person!)) for a day, so that means money = time! (Minds out of the gutter, now… when I said ‘rent a person’ I meant, like, to paint your house or fix your car!)

        And so our careful analysis shows that: time = money = time = money = time = … Apparently they’re the exact same thing! This would almost seem to imply I could buy groceries by just standing in the store and giving them my time (which is money).

        Which also means that money = money, which is why they call it money and everyone needs it. But sadly, money cannot buy lost time (’cause, you know, it’s lost).

        Odd mental jazz riffs aside, here’s something that may help make time more precious: A month is not a long time; a month passes fairly quickly (to an adult). Yet, if you live to be 82, you will not have lived 1000 months (only 984 months). Think of it! If you lived to be 82 and made a mark every single month of your life, this is how many marks you’d make:

        ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ********** ****

        Just that many. Time is precious (money is stupid but necessary). It’s a trite old saying, but they call it “the present” because it’s a gift.

        As we saw this past weekend, it can end long before your 984 marks. Appreciate the gift!

        • Alright, professor, you got this ;)

          I am totally loving the visual of the Months of Our Life. It really does make you realize how precious that time is. Doesn’t look like much at all!

          I want to keep this picture etched in my mind forever and ever. Thanks! And happy holidays as well!

          • Full disclosure: the idea isn’t original with me, but with the cartoonist at Abstruse Goose. He’s got a great cartoon about it (currently unavailable while he’s on break): http://abstrusegoose.com/51

            I plan to write a post about the idea (and that cartoon) next year, so you’ll have a convenient reminder! (You can also order that Abstruse Goose cartoon as a poster. Just Go Ogle for [936 little blobs] and you’ll find links. Or get it from his site once he’s back.)

            • So he disables his site while he’s on break?

              Cool, look forward to reading the post!

              Hey, btw I noticed you were Freshly Pressed a little while ago! I didn’t get a chance to read the post, my life has been insanely busy lately (I don’t think I’ve ever taken this long to respond to comments). But anyhow, congratulations(!) and hopefully I’ll get a chance to visit in the next month!!

            • Apparently. It’s weird, and I think I’ll drop him a line about it when he returns (not that he answers). He kinda screwed up any site that was linking to his work. If nothing else, it encourages people to make their own copies.

              Like I did so I can write the post I want to! [sheeze]

              Yes, had a little FP fun for Chillaxmas. You definitely should drop by; you missed a lot of fun Christmas posts about Santa Claus. (Fact or Fiction? Man or Woman?) [If you really loved me, you'd subscribe! sniff, sniff :D ]

              But I know from busy. I may have to go back on hiatus more or less for a few months! So take care and see ya whenever!!

            • LOL I’ve subscribed! I’m sorry, I didn’t mean to hurt your feelings, hehe =P I guess I’ve been so busy that I can’t even get to my Reader anymore. I just visit whoever I can when I can and there are so many that I haven’t been able to visit. I feel terrible, honestly!!

              Funny how you get FP when you go on break!

            • Ah, yes, that’s what you get for being so popular and adorable—lots of friends!!

              I know! The timing is fortunate that way. Irony is they published a non-original piece rather than one of my specially hand-crafted, all-organic, high-fiber amazing writs of wisdom. Go figure!! :lol:

            • Haha! Hilarious! Well, when I got FP’d, I found it funny that it was a post that I had written in a completely different style from my usual writing and one that I’d likely never write in again.

              Ah well, we can’t complain =P

            • This is a great example that we all face…and ties in tight to the very crux of your post…we often are faced with the decision…to not be ourselves or true to what we really want to do or express…because it won’t result in acceptance to a wider audience…or it won’t be deemed valuable enough by a wide audience to warrant recognition or monetary reward. It seems to me…to make money…in a large number of instances…you actually have to give up what you really want to be doing with your time and energy…

              as children…in the U.S….we often hear “follow your dreams”…we even hear that later in life…well…I would be surprised if the majority of American adults are actually following their dreams right now…just look at job satisfaction statistics…the increase in mood enhancing drugs…the stagnant wages for the majority…I think there is a lot of compromising going on when it comes to “following your dream”…a compromise that can often overwhelm any resemblance of that original dream.

            • I’m with you 100 percent on that, B. For so many, the majority I’m sure, are compromising their dreams and what they’d really want to be doing with their lives for what they’ve been told will make them money. I don’t think many of us believe it’s really possible to do what we’re passionate about for work, sadly.

  5. It’s true that it’s a hard question. Of course, I’d say time immediately, but practically, money is nowadays a little too valuable and we are too dependent of it… But I’ll still answer time because time is something I can’t grab and save, and when it’s gone, I just can’t have it back. Only memories or regrets remain.
    I’m glad that this series is getting back on your blog! Always loved thinking and answering those questions… from the heart :)

    • Thanks, Daphnee! Good to know someone’s excited about its return ;)

      That’s a good way to look at it, time seems to be more precious than money if you look at it that way. It’s weird because when money is gone, you can’t have that money back either but I think most of us still view that loss in a different in a way. You can still earn that same amount of money in the future and spend it on whatever you feel is more worthy of it being spent on, whereas the time that passed somehow never seems replaceable. Or maybe I’m wrong — maybe most people don’t see it that way.

      In any event, hopefully we can remember the value of both time and money and spent each wisely!

  6. I’m going to ignore the letter “e” in everyone’s comments and each time they choose “time” I’m going to pretend they’re talking about how much they prefer me over money.

    I would also go with Tim…errr time. I would love to have the time to do something I love and make money at it though. Even if I don’t I made the decision already in my life how money has never brought me happiness but having time has. I think I wrote a post on it before. At least I would hope so.

    • LOL I’m sure if they really got to know you, they’d yell “Tim!” over money too ;)

      I guess that would be the ideal situation. Funny, I haven’t thought about that concept of doing something you love for money so much until I started conversing with people on this blog, including you. I think it takes a lot of guts to go after that, because usually things people are passionate about aren’t easily attainable in job form. I admire that very much :)

  7. 3 years ago I decided to retire – 4 years in advance … next year I will be an official Swedish pensioner at the age of 65, so I chose the time and I don’t regret a day …

    • Hey Viveka! I remember you telling me before about that. I think I would loooove to retire early and live out the rest of my days doing whatever I want to do! You shall be my inspiration ;)

  8. they are both important to me, but i have a job that sucks up a lot of my time… so I’d probably say time is what I’m coveting most at the moment. But i also have expensive tastes/habits so… ;)

      • If I have enough money, then I don’t have to work up to 11 Pm everyday for 7 days . With money, I ll have time to relax and smell the roses, and not worry if I have money to put food on the table.

        • So it sounds like you need a higher paying job to meet your needs + more! That’s one reason why I do have more free time now because I’m not slaving away at multiple jobs that required me to work crazy hours and still only got me from paycheck to paycheck. You’ll get there, hun. Hopefully you can gain more experience through whatever you’re doing or through other opportunities and get to that happy place of balance :)

  9. I have handled the time factor for the most part. I would like money but I am not interested in lavish amounts, I’d be too afraid of losing my perspective in enjoying the little things. Added security, health insurance and a little play money would be just fine.

    • That’s really great, Mrs P. I mean, the less you do want materially, the easier it’s gonna be in terms of the pressure you put on yourself to work. For me, it’s not so much that I like to buy STUFF, but I like spending on experiences — traveling, eating out, going out. Hard to give it up …

  10. Well, I think you have to have a balance between the two. If you have time without money you’re destitute and will have trouble enjoying life. If you money without time then you will be rich, but won’t have a chance to use that money on things that make you happy. So the trick is to find a balance that works for you. Unfortunately, that’s easier said than done.

  11. What you wrote about the inability to just enjoy free time as my time rings home. I look at people just sitting in coffee shops just staring at walls and I’m thinking, “why don’t they do something…anything?!” But as you say, most people are quite good at using their downtime. But in my experience, power bloggers and writers are not “most people.”

    Anyway, moving along, the answer to your question must necessarily be both! Time alone is of little use if you are unable to pursue your passions (assuming, of course, your passion is not living in your parents’ basement and just watching TV all day.) Most things beyond the basement cost cash.

    But there is a balance that is required. As Seto wrote, we never know how long we’ve got, so you need to earn and spend it on yourself all the time. So I agree that the banking principle of earn now and spend later is not the ideal way to go. Yes, I would love to move to Thailand or the Phils tomorrow and live by a beach…but Japan is where I need to be to earn. But as you know, I spend most of my writing time there by a beach just writing over beers. Is this time or is this money? I think it’s both. I’m being productive, but in surroundings that are where I’d be if money were not a factor. :)

    • So maybe it’s spend now but compromise with yourself on what’s really doable. And maybe that does mean sacrificing certain things you really want to do but also sacrificing how much you get to save? It sounds really logical but why does it seem so much more complicated in real life? Lol. I think though that everyone is coming from a different position in their thoughts on this. Maybe some ppl don’t have debts, while others do. Maybe some ppl have to think about supporting others and others don’t. Etc, etc.

      I think it’s hard when you’re around others who have a certain standard of living but that’s because they don’t have the extra baggage. We see what others have and are able to do and we naturally feel like that’s what we should have too, or that’s what we should be doing. Does that make any sense???

      • Yeah, that made a lot of sense! Your point of everybody having different levels of debt, standards of living or support responsibilities is a good one. I was just thinking of my own situation — but I know guys who are married young with kids, and they have basically signed up for a life of paying for food and school until they are forced to retire from work, or win the lottery. Some of them might do well in business that will give them more options financially — which usually translates into more free time for people with families. But yeah, you’re right. It’s a different game for different people, so finding that balance is not as easy as I put it :)

        So I guess for me, I have given up the whole family and kids thing for now to let me do what I selfishly love to do just for myself — travel, writing the textbooks etc, waking up at the crack of noon, etc. So that’s part of the trade off — because a part of me is dying to have kids and a family. But you can’t have everything…unless you’re rich as hell, in which case I guess you can :)

        • Hey, ya gotta do what ya gotta do. Devoting yourself to that life of family and responsibilities takes so much sacrifice out of you that you’d better really want it and be ready for it. So hey, good for you deciding to focus on yourself until you’re really ready!

  12. I think most people would say they want to make enough money to not have to worry about money. Its a weird thing, I feel the same way. Money is made and lost, time is only spent and never recovered. Saving up and planning for the future is important, but tomorrow is never promised. We need money and time but we should never hold off our passions/dreams for later to gain some sense of security (call me a bad influence i guess), because that day we envision may never come (whether we be too old or become complacent in our routine). Dreams and passions are full of risks and sacrifices, but i’d roll that dice to the end..just to feel a little more alive.

    • I know it seems like the wrong track of mind to say I gotta focus on money now to the detriment of losing time on things I love to do and just time to relax and have time to myself. And I think back to when my life was all about work and how unhappy I felt at times (although back then it was necessary to do what I had to do). So that has deterred me for now. But I also don’t want to live life having the stress of money in the back of my head. I think I’ve lived much of my life thinking of the “now” but then I also wonder at what point do you need to sacrifice some of those passions and wants in the now for other things that are important in the future? I sacrificed them for a long time, but is it possible to at least find a happy balance now? I’m kinda rambling but I don’t really know the answers….

      • I’ve worked only a couple of jobs. one i did because i was waiting to get into york. it sucked the life out of me, i felt my brain was rotting and the money wasn’t even good. I’ve always been lucky to have my ways to get by, poker among other things. I for sure don’t have enough money and i feel interests can change like tides for me. I don’t even know for certain if I will continue my current endeavors in the future. My attitudes towards poker changed but im still glad i did it as I’m sure i will be glad in what i’m doing now. Poker is something i feel i could fall back on.. but maybe that’s a mental safety net I conjured. It’s a toughy, especially when the near future feels like they will be defining moments. I don’t necessarily think it’s about balance but alignment. Sometimes people are blessed with having everything aligned. Sometimes people don’t find it till later parts of their lives. I’d imagine it to be extremely rare to have the perfect alignment but i think we try our best.

        You don’t want debt hanging over your head for sure, do your best not to take them and pay them off quickly, it’s a financial and mental burden and interest is cancer(cut that bitch off asap). Spend within your limits, spend your extra time on what you love (things and people) and always keep your eyes open for better alignment (if you agree with that idea).

        • I never thought about it that way — the right alignment. I’m not even sure I fully understand it. How would you know when there is the opportunity for better alignment? What are you looking for exactly?

          Spending my extra time on what I love is key. So after reading that part of your comment, I thought about how FB is really not helping me do that and I took it off my phone. I haven’t decided whether I want to totally disable it, but I have started by removing A LOT of ppl from my newsfeed. I think I didn’t understand how to do it before, otherwise it would’ve been done sooner!

          • I think knowing what you want is probably more than half the battle and may be a never ending one. I think it’s about alignment of your interests, your values, the feelings you get at the end of the day (it can be allot of things). The more you have synced, the more time you are spending on yourself. They say one of the things to invest in is a good bed because you spend half your life on it, i think the same thing applies with a career (probably where you are spending the other half of your life). Opportunity comes from allot of places. Sometimes its handed down, sometimes it takes someone to make it happen. Seeing opportunity takes a strategic and honest person (can’t be disillusioned). Failure is more than just possible and I don’t think anyone should ever invest an amount they can’t bounce back from. But I like the awful tasting medicine so failure i can handle I’m happy to gamble with. I think success comes slow and steady, because understanding and experience is just that. Maybe I’m going on a tangent because I want the best of both worlds. Or maybe i just make no sense.

            • No, makes sense. True, knowing what you want is half the battle and probably what will get you to that place of alignment quicker than if you didn’t know, because then you CAN be strategic. Then again, maybe not being sure can lead to a more open mind about what possibilities are out there — but even in that case, I think one has to be actively pursuing their interest(s) to have more opportunities come their way.

              You made me think of something else. Success comes slow and steady — but what is success anyway? We always seem to have this notion in our minds that “success” is that point we reach in our careers where we’re set, secure, in a good position. But does that ever really come, just like that point where we feel like we have just the right amount of money to be satisfied? I’d say human nature doesn’t allow most people to feel that way, quite frankly.

              So your point of understanding and experience being just that — well, looking at success in that perspective is a much less stressful way of going about your present life, although I think it’s one most people aren’t used to so it’s hard to consistently remind oneself of it!

            • success equals growth, personal and financial, to me. That’s why I can see the value in failure. Failure is an important ingredient to success (only if you can take the lessons from it of course). We are never really secure, the days of life long security is a dying promise. i think the theme of our time will be the constant redefinition of one’s self in a increasingly fast paced world. Maybe it sounds scary but i think it will allow people to reach their own form of renaissance, if they know what they love and have the courage to pursue it.

            • That does sound scary :S But I guess if one takes your perspective on things they will just roll with it. Still, I think most people don’t think that way. We’re socialized to believe security awaits us in the future so long as we follow certain prescribed steps in the present.

            • oh, i never said it was a common perspective. i don’t think many of my thoughts are. Security is just an idea though. Its never guaranteed and its not a truth. If you look at job security, more people graduate (it has become the standard so it makes every job more and more competitive as time goes on), technology changes jobs/industries and economic influences have huge effects on available jobs. How can we plan for a life long security when we can’t predict how the world will be in say 5-10 years, we can try but allow would be overlooked (economically, technologically, supply of workers and trends in general). I’m not trying to doom and gloom our future, I’m just saying we have to be more dynamic (i find a certain beauty in it) and being dynamic means we shouldn’t commit to time frame where we lack foresight.

            • Haha yeah, I know you weren’t meaning to say that (just my observation) and that a lot of your thoughts aren’t the status quo! =P

              I’m with you on this one. Security is most definitely just a social concept and not guaranteed. Doesn’t mean we should feel fatalistic about it, but as you said, we just gotta be more dynamic!

            • i really know how to max out responses on threads =P. I feel guilty for saying this type of stuff to people sometimes. I feel I can be intrusive a lot of the time, through my tone or choice of words. My intent is to only promote self betterment through self reliance, knowing oneself better, believing more in oneself and being less dependent on others. I just don’t buy the idea that someone or something is going to take care of my interests wholeheartedly if he/she is not a family or friend.

            • Well, it’s a realistic view to take because we are expected to take care of our own selves. It’s such an individualistic society we’re living in. So yeah, I don’t blame ya for thinking that way at all.

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